Loan / EMI Calculator

Calculate monthly loan payments (EMI), total interest and the full amortization schedule for any principal, rate and term. Understand the real cost before you sign.

100% free No uploads Runs in your browser No signup

Loan / EMI calculator

Loan amount($)

Annual interest rate(%)

Term(years)

Monthly payment (EMI)

$1,580.17

Total repaid

$568,861.22

Total interest

$318,861.22

Interest share

56.05%

EMI (equated monthly installment) is computed with the standard amortization formula. The first months of any loan are mostly interest — the schedule below shows exactly how each payment splits.

How to use the Loan / EMI Calculator

1
Open the tool above — it is already running, no install or account needed.
2
Enter your input and adjust the options to match what you need.
3
Copy or download the result — everything was processed locally in your browser.

Private by design

This tool runs 100% inside your own browser using local JavaScript — your input never touches a server. That makes it instant, offline-capable in many cases, and private even for sensitive data.

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